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Tuesday, April 6, 2010

Health Insurance Coverage: Characteristics of the Insured and Uninsured in 2008

Chris L. Peterson
Specialist in Health Care Financing

Based on data from the Census Bureau's Current Population Survey (CPS), 46.3 million people in the United States had no health insurance in 2008—an increase of approximately 0.6 million people when compared with 2007. The percentage of people covered by employment-based coverage dropped significantly, as it has every year but one since 2000. Whether the uninsured rate rose in response has depended on how much of the employment-based decrease was offset by increases in public coverage. In 2008, Medicare and Medicaid coverage rates increased, and the uninsured rate rose by one-tenth of a percentage point, to 15.4% in 2008. Mostly because of Medicare, only 1.7% of those age 65 and older were uninsured in 2008. In contrast, 17.3% of those under age 65 were uninsured. Among the nonelderly uninsured, half were in families with a full-time, full-year worker. Young adults were more likely to be uninsured than any other age group, and Hispanic individuals had the highest uninsured rate among race/ethnicity groups.

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Date of Report: April 1, 2010
Number of Pages: 11
Order Number: 96-891
Price: $29.95

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