Friday, August 13, 2010
Preexisting Exclusion Provisions for Children and Dependent Coverage under the Patient Protection and Affordable Care Act (PPACA)
Hinda Chaikind
Specialist in Health Care Financing
Bernadette Fernandez
Analyst in Health Care Financing
Under the Patient Protection and Affordable Care Act (P.L. 111-148, PPACA, as amended), a number of provisions directly affect access to health insurance coverage. Hereafter, "PPACA" will refer to PPACA, as amended. This report provides a description of two of the provisions in PPACA that are targeted toward younger individuals, for plan years beginning six months after date of enactment (i.e., the plan year beginning after September 23, 2010). PPACA does not allow preexisting condition exclusions for children under age 19, and the law also requires plans to continue to make dependent coverage available up to age 26.
Date of Report: July 28, 2010
Number of Pages: 9
Order Number: R41220
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